Celebrating 102 years calicut co-operative urban bank

Loan Interest Rates

Maximum Loan AmtMaximum Loan Duration
Interest Rate
Mortgage
Up to 5000084 Months
9.50%
50001 to 2 Lakh84 Months
10.00%
200001 to 5 Lakh84 Months
11.50%
500001 to 10 Lakh96 Months
12.50%
Above 10 Lakh1 Crore120 Months
12.50%
Housing Loan
2,000,00 to 5,00,00020 Yrs or up to the Age
of 70 Yrs whichever is less
8.75%
5,000,01 to 10,00,00020 Yrs or up to the Age
of 70 Yrs whichever is less
9.25%
10,00,001 and Above50 Lakhs20 Yrs or up to the Age
of 70 Yrs whichever is less
10.00%
Housing Top up Loan30 % of Land Value7 Years or the
due date of the
existing Housing Loan
whichever
*Existing Housing
Loan Slab rate + 1.50%
Housing Loan Additional FloorsMax 10 Lakhs and total limit Rs 50 Lakhs
(Including existing
Housing Loan)
20 Yrs or up to the Age
of 70 Yrs whichever
is less
9.75%
House Repair
Up to 5000007 Years
11.00%
House RE-CONSTRUCTION
Up to 5000007 Years
10.30%
Cash Credit
Up to 5000007 Years
(yearly renewal)
11.50%
Above 5 lakh1 Crore7 Years
(yearly renewal)
12.00%
Temporary overdraft scheme
Up to 200000 Up to the due date of the existing Loan
10.00%
Business Loan
Up to 1000000
11.00%
Above 1000000
11.00%
Hire Purchase Loan
12.50%
Surety Loan
Up to 1000003 Years
11.50%
Above 1000005 lakh3 Years
13.00%
Deposit Loans
Term Deposits D LMaximum Amount
90% of the
Deposit
Up to the duration
of the deposit
Deposit rate + 1%
Day Deposit D L90 % of the
outstanding Amount
Up to the duration
of the deposit
6.50%
Vehicle Loan
Up to 60000025 Lakhs or
80% Of Vehicle
Value whichever
is less
84 Months
12.50%
Above 60000025 Lakhs or
80% Of Vehicle
Value whichever
is less
84 Months
12.50%

Two Wheeler Loan80% Of Vehicle Value36 Months
12.00%
Students Help Loan5000 per Child
Maximum 10000
12 Months
11.00%
Professional Loan10000036 Months
12.00%
Working Women's Loan5000024 Months
10.50%
Auto/ Taxi brake Loan1500011 Months
11.50%
Theeramythri Loan5000024 Months
11.50%
Term Deposit OD90 % of the
Deposit Amount
Up to the duration
of the deposit
10.00%

Samridhi Agricultural Loan
Up to 5 Lakh
9.00%
Above 5 LakhsMax 25 Lacs10 Year
10.50%
Agricultural LOAN
Up to 5 Lakh
11.00 %
Above 5 LakhsMax 25 Lacs7 Years
11.50 %
SELF EMPLOYMENT PURPOSE LOAN
Up to 5 Lakhs
10.00 %
Above 5 LakhsMax 25 Lacs10 Years
11.50 %
SAHAYI LOAN
Up to 10000
NIL
RE STRUCTURAL LOAN
Up to 5000084 Months
9.50%
50001 to 2 Lakh84 Months
10.00%
200001 to 5 Lakh84 Months
11.50%
500001 to 10 Lakh96 Months
12.50 %
MARRIAGE LOAN
Up to 5 Lacs3 Years
11.50%
KUDUMBASREE / SHG / JLG LOANS
36 Months11.30 %
MICRO SMALL & MEDIUM ENTERPRSE LOAN (MSMI)
Up to 5 Lakh5 Years
10.00 %
500001 to 10 Lakh7 Years
12.00 %
Above 10 LacsUp to 50 Lakh10 Years
12.00%
Purchase of Land maximum period up to 10 Years and interest rates of Mortgage Loan
House Construction Maximum period up to 20 Years and interest rates of Housing Loan

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