Loan Interest Rates

	Maximum Loan Amt	Maximum Loan Duration	Interest Rate
Mortgage
Up to 50000		84 Months	10.10%
50001 to 2 Lakh		84 Months	11.10%
200001 to 5 Lakh		84 Months	12.60%
Above 5 Lakh		96 Months	13.00%
Housing Loan
2,000,00 to 5,00,000		20 Yrs or up to the Age of 70 Yrs whichever is less	10.50%
5,000,01 to 10,00,000		20 Yrs or up to the Age of 70 Yrs whichever is less	11.10%
10,00,001 and Above	50 Lakhs	20 Yrs or up to the Age of 70 Yrs whichever is less	11.40%

Housing Top up Loan

30 % of Land Value

7 Years or the due date of the existing Housing Loan whichever

11.50%

Housing Loan Additional Floors	Max 10 Lakhs and total limit Rs 50 Lakhs (Including existing Housing Loan)	20 Yrs or up to the Age of 70 Yrs whichever is less	11.00%
House Repair
Up to 600000		7 Years	12.00%
House RE-CONSTRUCTION
Up to 500000		7 Years	10.30%
Cash Credit
Up to 500000		7 Years (yearly renewal)	12.10%
Above 5 lakh	1 Crore	7 Years (yearly renewal)	12.75%
Temporary overdraft scheme
Up to 200000		Up to the due date of the existing Loan	11.10%
Business Loan			12.00%
Hire Purchase Loan			13.10%
Surety Loan
Up to 100000		3 Years	12.60%
Above 100000	5 lakh	3 Years	13.60%
Deposit Loans
Term Deposits D L	Maximum Amount 90% of the Deposit	Up to the duration of the deposit	Deposit rate + 1%
Day Deposit D L	90 % of the outstanding Amount	Up to the duration of the deposit	7.50%
Vehicle Loan			13.10%

Two Wheeler Loan	80% Of Vehicle Value	36 Months	12.60%
Students Help Loan	5000 per Child Maximum 10000	12 Months	11.60%
Professional Loan	100000	36 Months	13.10%
Working Women's Loan	50000	24 Months	12.10%
Auto/ Taxi brake Loan	15000	11 Months	12.10%
Theeramythri Loan	50000	24 Months	12.10%
Term Deposit OD	90 % of the Deposit Amount	Up to the duration of the deposit	10.60%

Samridhi Agricultural Loan
Up to 5 Lakh			9.60%
Above 5 Lakhs	Max 25 Lacs	10 Year	11.00%
Agricultural LOAN
Up to 5 Lakh			11.60 %
Above 5 Lakhs	Max 25 Lacs	7 Years	12.50 %
Agricultural Allied Loans
Up to 5 Lakh			11.60 %
Above 5 Lakhs	Max 25 Lacs	7 Years	12.50 %
SELF EMPLOYMENT PURPOSE LOAN
Up to 5 Lakhs			11.60 %
Above 5 Lakhs	Max 25 Lacs	10 Years	12.00 %
SAHAYI LOAN
Up to 10000			NIL
Asset Development Loan
Up to 5 Lakhs			12.10%
Above 5 Lakh			12.50%
MARRIAGE LOAN			12.60%
KUDUMBASREE / SHG / JLG LOANS			12.10 %
MICRO SMALL & MEDIUM ENTERPRSE LOAN (MSMI)
Up to 5 Lakh		5 Years	10.60%
Above 10 Lacs		10 Years	12.50%
Loan for purchase of land and construction of house	Rate of Mortgage Loan for Purchase of Land Rate of Housing Loan for Construction
Loan to Small traders
Up to 1 Lakh			12.10%
Above 1 Lakh			13.00%
Loan Against NSC/LIC Policy Lease Agreement collateral			Rate of Current Mortgage Loan
Small Loan			Rate of Mortgage Loan for the Amount of Sum of Small Loan Amount + Outstanding of Current Mortgage Loan
Solar Loan			10.40%
Consumer Loan			13.10%
Bills/Cheques Discounting			12.60%
Easy Cash			12.60%
KUDUMBASREE CMHLS Loans			9.60%