Loan Interest Rates

	Maximum Loan Amt	Maximum Loan Duration	Interest Rate
Mortgage
Up to 50000		84 Months	9.50%
50001 to 2 Lakh		84 Months	10.00%
200001 to 5 Lakh		84 Months	11.50%
500001 to 10 Lakh		96 Months	12.50%
Above 10 Lakh	1 Crore	120 Months	12.50%
Housing Loan
2,000,00 to 5,00,000		20 Yrs or up to the Age of 70 Yrs whichever is less	8.75%
5,000,01 to 10,00,000		20 Yrs or up to the Age of 70 Yrs whichever is less	9.25%
10,00,001 and Above	50 Lakhs	20 Yrs or up to the Age of 70 Yrs whichever is less	10.00%

Housing Top up Loan

30 % of Land Value

7 Years or the due date of the existing Housing Loan whichever

*Existing Housing Loan Slab rate + 1.50%

Housing Loan Additional Floors	Max 10 Lakhs and total limit Rs 50 Lakhs (Including existing Housing Loan)	20 Yrs or up to the Age of 70 Yrs whichever is less	9.75%
House Repair
Up to 500000		7 Years	11.00%
House RE-CONSTRUCTION
Up to 500000		7 Years	10.30%
Cash Credit
Up to 500000		7 Years (yearly renewal)	11.50%
Above 5 lakh	1 Crore	7 Years (yearly renewal)	12.00%
Temporary overdraft scheme
Up to 200000		Up to the due date of the existing Loan	10.00%
Business Loan
Up to 1000000			11.00%
Above 1000000			11.00%
Hire Purchase Loan			12.50%
Surety Loan
Up to 100000		3 Years	11.50%
Above 100000	5 lakh	3 Years	13.00%
Deposit Loans
Term Deposits D L	Maximum Amount 90% of the Deposit	Up to the duration of the deposit	Deposit rate + 1%
Day Deposit D L	90 % of the outstanding Amount	Up to the duration of the deposit	6.50%
Vehicle Loan
Up to 600000	25 Lakhs or 80% Of Vehicle Value whichever is less	84 Months	12.50%
Above 600000	25 Lakhs or 80% Of Vehicle Value whichever is less	84 Months	12.50%

Two Wheeler Loan	80% Of Vehicle Value	36 Months	12.00%
Students Help Loan	5000 per Child Maximum 10000	12 Months	11.00%
Professional Loan	100000	36 Months	12.00%
Working Women's Loan	50000	24 Months	10.50%
Auto/ Taxi brake Loan	15000	11 Months	11.50%
Theeramythri Loan	50000	24 Months	11.50%
Term Deposit OD	90 % of the Deposit Amount	Up to the duration of the deposit	10.00%

Samridhi Agricultural Loan
Up to 5 Lakh			9.00%
Above 5 Lakhs	Max 25 Lacs	10 Year	10.50%
Agricultural LOAN
Up to 5 Lakh			11.00 %
Above 5 Lakhs	Max 25 Lacs	7 Years	11.50 %
SELF EMPLOYMENT PURPOSE LOAN
Up to 5 Lakhs			10.00 %
Above 5 Lakhs	Max 25 Lacs	10 Years	11.50 %
SAHAYI LOAN
Up to 10000			NIL
RE STRUCTURAL LOAN
Up to 50000		84 Months	9.50%
50001 to 2 Lakh		84 Months	10.00%
200001 to 5 Lakh		84 Months	11.50%
500001 to 10 Lakh		96 Months	12.50 %
MARRIAGE LOAN
	Up to 5 Lacs	3 Years	11.50%
KUDUMBASREE / SHG / JLG LOANS
		36 Months	11.30 %
MICRO SMALL & MEDIUM ENTERPRSE LOAN (MSMI)
Up to 5 Lakh		5 Years	10.00 %
500001 to 10 Lakh		7 Years	12.00 %
Above 10 Lacs	Up to 50 Lakh	10 Years	12.00%
	Purchase of Land maximum period up to 10 Years and interest rates of Mortgage Loan
	House Construction Maximum period up to 20 Years and interest rates of Housing Loan