Celebrating 106 years calicut co-operative urban bank

Loan Interest Rates

Maximum Loan AmtMaximum Loan Duration
Interest Rate
Mortgage
Up to 5000084 Months
10.10%
50001 to 2 Lakh84 Months
11.10%
200001 to 5 Lakh84 Months
12.60%
Above 5 Lakh96 Months
13.00%
Housing Loan
2,000,00 to 5,00,00020 Yrs or up to the Age
of 70 Yrs whichever is less
10.50%
5,000,01 to 10,00,00020 Yrs or up to the Age
of 70 Yrs whichever is less
11.10%
10,00,001 and Above50 Lakhs20 Yrs or up to the Age
of 70 Yrs whichever is less
11.40%
Housing Top up Loan30 % of Land Value7 Years or the
due date of the
existing Housing Loan
whichever

11.50%
Housing Loan Additional FloorsMax 10 Lakhs and total limit Rs 50 Lakhs
(Including existing
Housing Loan)
20 Yrs or up to the Age
of 70 Yrs whichever
is less
11.00%
House Repair
Up to 6000007 Years
12.00%
House RE-CONSTRUCTION
Up to 5000007 Years
10.30%
Cash Credit
Up to 5000007 Years
(yearly renewal)
12.10%
Above 5 lakh1 Crore7 Years
(yearly renewal)
12.75%
Temporary overdraft scheme
Up to 200000 Up to the due date of the existing Loan
11.10%
Business Loan
12.00%
Hire Purchase Loan
13.10%
Surety Loan
Up to 1000003 Years
12.60%
Above 1000005 lakh3 Years
13.60%
Deposit Loans
Term Deposits D LMaximum Amount
90% of the
Deposit
Up to the duration
of the deposit
Deposit rate + 1%
Day Deposit D L90 % of the
outstanding Amount
Up to the duration
of the deposit
7.50%
Vehicle Loan
13.10%

Two Wheeler Loan80% Of Vehicle Value36 Months
12.60%
Students Help Loan5000 per Child
Maximum 10000
12 Months
11.60%
Professional Loan10000036 Months
13.10%
Working Women's Loan5000024 Months
12.10%
Auto/ Taxi brake Loan1500011 Months
12.10%
Theeramythri Loan5000024 Months
12.10%
Term Deposit OD90 % of the
Deposit Amount
Up to the duration
of the deposit
10.60%

Samridhi Agricultural Loan
Up to 5 Lakh
9.60%
Above 5 LakhsMax 25 Lacs10 Year
11.00%
Agricultural LOAN
Up to 5 Lakh
11.60 %
Above 5 LakhsMax 25 Lacs7 Years
12.50 %
Agricultural Allied Loans
Up to 5 Lakh
11.60 %
Above 5 LakhsMax 25 Lacs7 Years
12.50 %
SELF EMPLOYMENT PURPOSE LOAN
Up to 5 Lakhs
11.60 %
Above 5 LakhsMax 25 Lacs10 Years
12.00 %
SAHAYI LOAN
Up to 10000
NIL
Asset Development Loan
Up to 5 Lakhs
12.10%
Above 5 Lakh
12.50%
MARRIAGE LOAN
12.60%
KUDUMBASREE / SHG / JLG LOANS
12.10 %
MICRO SMALL & MEDIUM ENTERPRSE LOAN (MSMI)
Up to 5 Lakh5 Years
10.60%
Above 10 Lacs10 Years
12.50%
Loan for purchase of land and construction of houseRate of Mortgage Loan for Purchase of Land Rate of Housing Loan for Construction
Loan to Small traders
Up to 1 Lakh
12.10%
Above 1 Lakh
13.00%
Loan Against NSC/LIC Policy Lease Agreement collateral Rate of Current Mortgage Loan
Small Loan
Rate of Mortgage Loan for the Amount of Sum of Small Loan Amount + Outstanding of Current Mortgage Loan
Solar Loan
10.40%
Consumer Loan
13.10%
Bills/Cheques Discounting
12.60%
Easy Cash
12.60%
KUDUMBASREE CMHLS Loans
9.60%